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FD Calculator

Estimate fixed deposit maturity value and interest earned. The result appears instantly and stays on screen.

Enter details

Enter values and click calculate.

Educational estimate only. Actual bank, tax or investment results may vary.

What you get

  • Stable result cards
  • Clear formula-based estimate
  • Scenario comparison guidance
  • Related long-form guides

View all calculators

Related guides

FD Planning GuideSavings TipsMore Tools

How to Use This FD Calculator

  1. Enter the deposit amount you want to keep in fixed deposit.
  2. Enter the annual interest rate offered by the bank or finance company.
  3. Enter the FD tenure in years.
  4. Click on the “Calculate now” button.
  5. Instantly view the maturity value, interest earned and tenure used.

Example

If you deposit ₹1,00,000 at 7% annual interest for 3 years, the tool will estimate the final maturity value and total interest earned using quarterly compounding.

Tips for Better Planning

  • Compare FD rates from different banks before deciding.
  • Check the tenure carefully because premature withdrawal may reduce interest.
  • Use different interest rates and tenures to compare multiple FD scenarios.
  • Treat the result as an estimate because actual bank rules, tax and compounding method can vary.

This FD Calculator is for educational planning only. Always confirm the final maturity amount with your bank before investing.